Hit-and-Run Accidents: You Can Still Recover Compensation
5 min read
The driver who hit you fled — but you may still recover compensation through your own policy. Here's how hit-and-run claims work.
Why Hit-and-Run Cases Feel Hopeless
When the at-fault driver flees the scene, victims often assume there's no one to pursue and no way to recover. But you may have more options than you think.
Uninsured Motorist (UM) Coverage
In California, your own auto policy may include uninsured motorist coverage, which can step in when the at-fault driver can't be identified or has no insurance. UM coverage can pay for medical expenses, lost wages, and pain and suffering — up to your policy limits.
Report the Crash Immediately
Call 911 from the scene. A police report creates an official record that the driver fled, which your insurer will require for a UM claim. Delaying the report gives insurers a reason to question whether it was really a hit-and-run.
Gather What You Can
Even partial details help: a plate fragment, vehicle color and model, direction of travel, the time, and witness statements. Nearby businesses may have surveillance cameras that captured the vehicle or the impact.
Don't Wait to Get Medical Care
Insurers look for gaps in treatment to deny claims. Seek care immediately and follow your doctor's instructions — your medical records are the proof of your injuries.
UM Claims Still Need a Lawyer
Filing against your own insurer can feel adversarial — because it is. Your insurer may still try to minimize the payout. The Law Office of Michael V. Jehdian handles hit-and-run and UM claims. Call 888-977-8899 for a free consultation.
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